Let the Equity You've Built into Your Home Work Harder for You! 1.99 % Our HELOC loans help you make your dreams into reality. Features and benefits include: 15 year draw period Credit available when you need it Minimum loan amount is $5,000 Intro APR for First 12 Months! Use the equity in your home for home improvements, vacations, debt consolidation, college tuition, and more! CURRENT APRS RANGE FROM 5%-10.5% APPLYTHROUGH 12/31/19 Variable rates based on Prime plus or minus a margin (margin identified at time of application,is defined as the number of percentage points the lender subtracts or adds to the index rate to determine the annual percentage rate to be charged). Ietroductory Annual Percentage Rate (APR) of 1.99% begins on date of closing and is effective for 12 months After the 12-month period, the varible rate APR as disclosed in your Home Equity Line of Credit Accournt Credit Agreement and Disclosure Statemert will apply Curreat APRs range from 5.00 % to 10.50 %. Maximum APR that may apply is 18.00 %. Minimum loan amount of $5.000 Closing costs typically include appraisal title insurance, recording fee and range from $350to $1,200. These costs ane initialy waived by the credit union Repayment of waived costs will be required if the HELOCis closed and canceled within 24 months of origination. Property insurance required. Monthy payments based on a 20-year amortization with a minimum monthly payment of $50.00. Programs, rates, terms and conditions are subject to change without netice. Ietroductory APR offered on new Dort Federal HELOCs Members whe cureently have a Home Equity Line of Credit through Dort Federal are not eigible Offer valid on owner occupied property only where collateral loan to value is 80% or less and exclades al loans aready financed at the credit union Proof of income required. subject oo normal underwriting guidelines Other restrictions may apply Introductory APR offer good February 1,2019 through December 31,2019 Consult your tax aadvisor about potential tax benefits Dortd Federal CREDIT UNION Call for details about credit cost and terms 888.837.4317 DORTONLINE.ORG TENDER NMIS 4834 Let the Equity You've Built into Your Home Work Harder for You! 1.99 % Our HELOC loans help you make your dreams into reality. Features and benefits include: 15 year draw period Credit available when you need it Minimum loan amount is $5,000 Intro APR for First 12 Months! Use the equity in your home for home improvements, vacations, debt consolidation, college tuition, and more! CURRENT APRS RANGE FROM 5%-10.5% APPLYTHROUGH 12/31/19 Variable rates based on Prime plus or minus a margin (margin identified at time of application,is defined as the number of percentage points the lender subtracts or adds to the index rate to determine the annual percentage rate to be charged). Ietroductory Annual Percentage Rate (APR) of 1.99% begins on date of closing and is effective for 12 months After the 12-month period, the varible rate APR as disclosed in your Home Equity Line of Credit Accournt Credit Agreement and Disclosure Statemert will apply Curreat APRs range from 5.00 % to 10.50 %. Maximum APR that may apply is 18.00 %. Minimum loan amount of $5.000 Closing costs typically include appraisal title insurance, recording fee and range from $350to $1,200. These costs ane initialy waived by the credit union Repayment of waived costs will be required if the HELOCis closed and canceled within 24 months of origination. Property insurance required. Monthy payments based on a 20-year amortization with a minimum monthly payment of $50.00. Programs, rates, terms and conditions are subject to change without netice. Ietroductory APR offered on new Dort Federal HELOCs Members whe cureently have a Home Equity Line of Credit through Dort Federal are not eigible Offer valid on owner occupied property only where collateral loan to value is 80% or less and exclades al loans aready financed at the credit union Proof of income required. subject oo normal underwriting guidelines Other restrictions may apply Introductory APR offer good February 1,2019 through December 31,2019 Consult your tax aadvisor about potential tax benefits Dortd Federal CREDIT UNION Call for details about credit cost and terms 888.837.4317 DORTONLINE.ORG TENDER NMIS 4834